The setting of the new novel, a sort of futurised now, is predicated on economics like this. It’s kept, the way background should be, in the background; but it makes a visible contribution to the narrative. When I put out a few chapters for beta reading, the main criticism I got was that a set-up like this isn’t realistic–it’s retro. I didn’t quite know what to say. Welcome to the new world, same as the old world. I lived in London bedsitterland between 1966 & 1971. That makes it easier for me to spot & understand what’s happening here. But it doesn’t make me wrong.